The No.1 Digital Banking Savings Bank - Welcome Savings Bank

Welcome to the forefront of digital banking with Welcome Savings Bank, the undisputed leader in the savings bank sector! Our app boasts the highest number of cumulative downloads and users, making us the top choice for digital banking enthusiasts. This accolade is backed by data from App Annie as of December 31, 2023.

Revolutionary Savings with 'Well Bang Walking Savings'

Experience a unique saving method with our 'Well Bang Walking Savings' where you can earn interest rates up to 10% per annum just by walking! The more steps you take, the higher your interest rate, with tiers reaching up to 8% annual preferential interest based on your step count. Additionally, automate your payments through our bank at least six times to earn an extra 1% annual interest.

Welcome Bonus: First Transaction Preferential Interest

New to Welcome Savings Bank? Enjoy a special welcome bonus with a preferential interest rate of up to 7% per year on your first transaction! This offer is valid for 30 days from the date you open your account. To maximize your benefits, automate your payments at least eight times and maintain an average balance of 500,000 won or more to earn additional interest.

Comprehensive Financial Management with 'Welcome My Data'

Struggling with asset and liability management? Let 'Welcome My Data' simplify your financial life. We've helped customers save a total of KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024. Our service collects and manages all your debts, advising on potential transfer loans and helping you participate in interest reduction initiatives. Plus, our 'credit weather' feature keeps you informed about your credit management status.

Seamless Account Opening

Opening an account with Welcome Savings Bank is a breeze, available 24/7 without the need for a public certificate. Simply use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer specialized accounts tailored for payers, office workers, and bosses, each with unique benefits.

Exclusive Benefits at the 'Wellbang Lounge'

Don't miss out on the exclusive 'Wellbang Lounge' where you can enjoy various prize benefits. Walk to earn daily rewards, participate in our 'Well Bang Lotto' by guessing six numbers, or try your luck with 'Well Bang Odd or Even' for weekly prizes.

Convenient Financial Services for Everyday Life

At Welcome Savings Bank, we make financial management easy. Transfer funds effortlessly by dragging and dropping between account cards. Monitor your total assets, savings goals, and detailed status on a single page. Check your car's value with just its license plate number, automate utility bill payments, and access free credit management without impacting your credit score.

Robust Electronic Financial Fraud Prevention

Your security is our priority. We adhere to the Financial Supervisory Service's guidelines with services like PC designation, 2-channel authentication, and one-time authentication numbers to prevent electronic financial fraud.

Product Information

Our 'Well-Bang Working Savings' and 'WELCOME first transaction preferential m term savings' products are designed for individual customers with a 12-month contract period. Both require monthly payments between 10,000 won and 200,000 won, with interest paid in a lump sum at maturity. The 'Well-Bang Working Savings' offers a basic interest rate of 1.0% per year, with up to 9.0% additional preferential interest based on your walking activity and payment automation. The 'WELCOME first transaction preferential m term savings' provides a basic interest rate of 3.7% per year, with up to 3.3% additional interest based on payment automation and maintaining a minimum balance.

Please note that in accordance with the Depositor Protection Act, your deposit is protected up to 50 million won per person, including principal and interest. Always review the product description and terms before signing up, and ensure you understand the product fully before transacting. Interest rates are subject to change, so keep an eye on our website or app for updates.

Customer Support

Our customer support is available to assist you with:

• Loans: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

App Permissions and Usage

To ensure a seamless experience, the Wellbang App requires certain permissions:

• Required Access Rights: Storage space for document storage and verification, phone for identity and device verification, and app activity to prevent electronic financial transaction incidents.
• Optional Access Rights: Contacts for sharing and communication, camera for photo ID and document submission, photos and videos for document storage, and notifications for important updates. These permissions are optional, and functionality may be limited if not granted.

Credit Disorderly Conduct Investigation

We monitor for malicious app detection and diagnostic information to ensure the integrity of your financial transactions.

About Welcome Savings Bank

Welcome Savings Bank Co., Ltd. is led by CEO Daewoong Kim. Our business registration number is 120-87-93876. We are committed to compliance and have been reviewed by the Korea Federation of Savings Banks and the Welcome Savings Bank Compliance Officer.

What's New in Version 3.4.9

Last updated on October 22, 2024, our latest version focuses on improving the app's usability and stability for an even better banking experience.